2025 Cola Increase For Retirees. Up to $5,180/month, depending on contributions. The 2024 average was 2.5% higher than the 2023 average, so.
Starting in january, many federal retirees will see a 2025 cola of 2.5% added to their social security benefits and federal retirement annuities — but not everyone will receive the full adjustment. The cola announced in 2023 and payable this year was 3.2%, following a steep 8.7% rise in 2022 — the largest increase since 1981.